What is your interest rate?
We invite you to have have a conversation with one of our Loan Officers. We have monthly Special and offers.
How long do you need to be employed to get a loan?
Personal Loans are available to employees of private and public sector companies who have been permanently employed for at least six (6) months
Businesses must be in operation for at least one (1) year
However if you do not fit the criterias above, please have a conversation with one of our Loan Officer and we will find a way to help.
How long does it take to get the loan?
Personal Loans can be disbursed within 24 hours of a completed loan application process*
Business Loans can be disbursed within 3 days of a completed loan application process*
Will you reject my application if I don't meet all the criteria?
We access your application carefully against the loan product that you have applied for. If you do not meet those criterias, we match your application to another one of our loan product so we are able to make you a loan offer.
If I am offered a secured loan, what percentage of the asset will I get to borrow?
If an applicant does not qualify for an unsecured loan, we will offer a secured loan to give you the best opportunity to access the money you need. Our standard lending ratio is 25% of the value of the asset.
If I don't live in Kingston can I apply for a loan?
Yes we offer loans islandwide. Please download and complete our application form and email it to us with the other required documents and one of our Loan Officers will work with you to complete your application.
Where are we located and what are our opening times?
We are located at 22 Regal Plaza, Ripon Road, Kingston 5, Jamaica. (We are in Cross Roads, on the same plaza as Azan Supercentre, just above ICWI)
Our opening hours are
Monday to Friday 9am to 5pm
Saturdays 10am to 2pm