What is your interest rate?

We invite you to have have a conversation with one of our Loan Officers. We have monthly Special and offers.

How long do you need to be employed to get a loan?

  • Personal Loans are available to employees of private and public sector companies who have been permanently employed for at least six (6) months

  • Businesses must be in operation for at least one (1) year

  • However if you do not fit the criterias above, please have a conversation with one of our Loan Officer and we will find a way to help. 

 

How long does it take to get the loan?

  • Personal Loans can be disbursed within 24 hours of a completed loan application process*

  • Business Loans can be disbursed within 3 days of a completed loan application process*

(*conditions apply)

​Will you reject my application if I don't meet all the criteria?

We access your application carefully against the loan product that you have applied for. If you do not  meet those criterias, we match your application to another one of our loan product so we are able to make you a loan offer. 

If I am offered a secured loan, what percentage of the asset will I get to borrow?

If an applicant does not qualify for an unsecured loan, we will offer a secured loan to give you the best opportunity to access the money you need. Our standard lending ratio is 25% of the value of the asset. 

If I don't live in Kingston can I apply for a loan?

Yes we offer loans islandwide. Please download and complete our application form and email it to us with the other required documents and one of our Loan Officers will work with you to complete your application.

​Where are we located and what are our opening times?

We are located at 22 Regal Plaza, Ripon Road, Kingston 5, Jamaica. (We are in Cross Roads, on the same plaza as Azan Supercentre, just above ICWI)

Our opening hours are 

Monday to Friday 9am to 5pm

Saturdays 10am to 2pm

Our Core Service Values

Collaboration

We work together to develop our team and best serve our customers

Respect 

It does not matter who you are or where you are from, we strongly believe in respect for everyone

Customer Care

We care about our customers and stand by giving service with a smile

Integrity

We believe in always doing the right thing, even when no one is watching